What happens if you don't have a Will? Any ideas? Who inherits your hard earned cash? Most people assume it will go to their partner - if you're not registered Civil Partners or a married couple, and you have no Will the only thing you can be sure of, is that it won't.

Making a will is one of the most simple but critical things you can do. Without a Will your partner could end up on the streets and a cousin that you haven't seen since Boxing Day 1983 could cop for the lot, or it could even go straight to the Government.

Even if you do have a Will is it Inheritance Tax friendly? Do you really want to pay the Inland Revenue 40%? Does it protect you from paying long term care fees? Is your home safeguarded?

What about any kids - who provides for them if you die? Who would they live with? You must make provision for the welfare and wellbeing of children, but if you're dead and gone a Will is the only way to make sure your wishes are known and acted upon.

Without a Will, no-one has any control over assets on death, they are distributed in strict accordance with intestacy law.

Also what if you don't die, but you have a bad accident or illness?

Losing capacity is an awful thing, both for those left behind and the victim.  If you do  not have appropriate provision in place your care can be compromised, decisions can be made for you that you would never have wanted.  Leaving it too late to act is an all too common situation, that can be avoided if simple action is taken now - while you can still choose.

Contact us for a brief discussion about how we can help you to arrange your affairs for the future.  Peace of mind is just a call away.